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  • Profile of a Term Leader
    that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...

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    • Authors: John Tak
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • Insights Into Life PBR Emerging Practices
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Kevin Carr, Andrew Radel, Chris Whitney
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
  • Impact of VM-20 on Product Development
    year, and in renewal years are set equal to the direct writer’s anticipated mortality experience, including ... down the IRR to a level that may be lower than a direct writer’s normal new business hurdle rate. In Pricing ...

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    • Authors: Jacqueline M Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
    • Date: Jun 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • A Brief Look at the Phase 1 Survey Results from the SOA/RGA Post-Level Term Research Project
    A Brief Look at the Phase 1 Survey Results from the SOA/RGA Post-Level Term Research ... relationships. Mortality Deterioration Assumptions As a direct consequence of anti-selective shock lapse activity ...

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    • Authors: Timothy Rozar, Scott Rushing
    • Date: Jun 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Term life
  • Term Life Insurance Market Update
    Term Life Insurance Market Update Summary of 2017 Milliman broad- based survey on term life insurance, ... their profit goals for ROP term products. The primary reasons reported for not meeting profit goals ...

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    • Authors: Susan Saip
    • Date: Jun 2018
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Term life